Consumer Math
This class is designed for high school students to build financial literacy. It breaks down complex, real-world financial concepts into manageable lessons, making it ideal for students who struggle with math. The curriculum covers the following National Standards for Personal Finance Education: I: Earning Income: wages and salary, gross pay, exact net pay, approximating net pay, pay schedules, tips, earning interest, retirement savings, 401(k) employer matching, filing income taxes, tax deductions, wage theft, insurance II: Spending: budgeting, keeping a register, comparing unit prices, sales tax, discounts, coupons III: Saving: savings, checking, money market accounts, CDs, simple interest, compound interest, pre- and post-tax retirement accounts IV: Investing: risk vs. reward, stock market, bonds, retirement accounts, diversifying V: Managing Credit: credit card interest, credit card choices, credit score, credit report, minimum payments, APRs, down payments, car loans, mortgages, amortization schedules, student loan interest, student loan choices, deferment, forbearance, capitalizing interest VI: Managing Risk: car insurance, health insurance This is a full year class that counts at a full math credit. Cost is $450 per semester which covers all fees to MAS, handouts, activities, etc. due on by the first day of class. |
